Post-Purchase Program

Homeownership During Difficult Times

FREE SEMINAR

Advance Registration is Mandatory

Deadline to Register – September 7, 2010

Call (908) 704-9649 mailbox #2 to Register

Have you fallen behind on your mortgage or tax payments?

Are you overwhelmed by your debt?

This seminar will cover the following:

Options for Homeowners
Personal Financial Management is Key
Understanding The Foreclosure Process
Identification and Referral of Resources

Remember, You Must Register in Advance to Be Admitted!

Space is limited to first 100 People who register!

DATE: Saturday, September 11, 2010

TIME: 8:00 AM to 8:30 AM(Sign-In and Continental Breakfast) 8:30 AM to 11:30 AM Seminar

(Must arrive before 8:30 am for admittance to program)

PLACE: Somerset County Coalition on Affordable Housing

600 First Avenue

Raritan, New Jersey 08869

The Somerset County Coalition on Affordable Housing is a housing non-profit that has been helping individuals and families for more than 20 years. The staff provides personalized housing counseling to help motivated people make informed decisions and overcome obstacles in order to achieve their housing goals.

Somerset County Coalition on Affordable Housing’s Homeownership During Difficult Times Seminar is Funded by the following sponsors: Department of Housing and Urban Development, Investors Savings Bank, Met Life Bank, Somerset Savings Bank, SLA and Wells Fargo Foundation.

_______________________________________________________________________

“Homeownership During Difficult Times” was a newly created program that was presented and recorded on May 16, 2009. This was the first time SCCOAH offered this free program which was geared towards existing homeowners who were concerned about debts, the ecomomy and keeping their homes. Expert panelists covered the following topics: Personal Financial Management, Crisis Budgeting, Options for Homeowners, Understanding the Legal Foreclosure Process in New Jersey and Resources to COntact. Copies of the course materials and an edited DVD can be requested by contacting SCCOAH at (908) 704-9649.

Click "Playlist" on video window above to view individual clips.

Title 2 - Budget, Crises Budget & Tracking Expenses: Howard Walton and Hector Rodriguez, Allstate Insurance Co.
Title 3 - Credit: Sharon Clark
Title 4 - Speak Up and Know Your Options: Cheryl Davis, Bank of America
Title 5 - Know Your Options: Stephen Fromme, MetLife Bank
Title 6 - Programs to Assist Homeowners: Randell Alston, First Baptist CDC
Title 7 - NJ Foreclosure Law: David Saltzman, Legal Services of Northwest Jersey

“Homeowners - - Things You Should Consider”

“ Homeowner—Things You Should Consider” is an in-depth educational program for homeowners. This FREE course was held on March 9, 2010 due to the generosity of the following funders:

Allstate New Jersey Insurance Company

Bank of America

HUD

Hudson City Savings

ISB Mortgage Company

Johnson & Johnson Somerset County Companies

Somerset Savings Bank, SLA

Guest speakers presented information on the following topics:

Budget and Money Management***Refinancing Your Mortgage

Home Equity Loans***Home Maintenance

Appealing Your Real Estate Taxes***Being a Good Neighbor

Homeowners Insurance***Important Documents to Keep on File


	Post-Purchase Program Homeownership During Difficult Times FREE SEMINAR Advance Registration is Mandatory Deadline to Register – September 7, 2010 Call (908) 704-9649 mailbox #2 to Register Have you fallen behind on your mortgage or tax payments? Are you overwhelmed by your debt? This seminar will cover the following: Options for Homeowners Personal Financial Management is Key Understanding The Foreclosure Process Identification and Referral of Resources Remember, You Must Register in Advance to Be Admitted! Space is limited to first 100 People who register! DATE: Saturday, September 11, 2010 TIME: 8:00 AM to 8:30 AM(Sign-In and Continental Breakfast) 8:30 AM to 11:30 AM Seminar (Must arrive before 8:30 am for admittance to program) PLACE: Somerset County Coalition on Affordable Housing 600 First Avenue Raritan, New Jersey 08869 The Somerset County Coalition on Affordable Housing is a housing non-profit that has been helping individuals and families for more than 20 years. The staff provides personalized housing counseling to help motivated people make informed decisions and overcome obstacles in order to achieve their housing goals. Somerset County Coalition on Affordable Housing’s Homeownership During Difficult Times Seminar is Funded by the following sponsors: Department of Housing and Urban Development, Investors Savings Bank, Met Life Bank, Somerset Savings Bank, SLA and Wells Fargo Foundation. _______________________________________________________________________ “Homeownership During Difficult Times” was a newly created program that was presented and recorded on May 16, 2009. This was the first time SCCOAH offered this free program which was geared towards existing homeowners who were concerned about debts, the ecomomy and keeping their homes. Expert panelists covered the following topics: Personal Financial Management, Crisis Budgeting, Options for Homeowners, Understanding the Legal Foreclosure Process in New Jersey and Resources to COntact. Copies of the course materials and an edited DVD can be requested by contacting SCCOAH at (908) 704-9649. Click "Playlist" on video window above to view individual clips. Title 2 - Budget, Crises Budget & Tracking Expenses: Howard Walton and Hector Rodriguez, Allstate Insurance Co. Title 3 - Credit: Sharon Clark Title 4 - Speak Up and Know Your Options: Cheryl Davis, Bank of America Title 5 - Know Your Options: Stephen Fromme, MetLife Bank Title 6 - Programs to Assist Homeowners: Randell Alston, First Baptist CDC Title 7 - NJ Foreclosure Law: David Saltzman, Legal Services of Northwest Jersey “Homeowners - - Things You Should Consider” “ Homeowner—Things You Should Consider” is an in-depth educational program for homeowners. This FREE course was held on March 9, 2010 due to the generosity of the following funders: Allstate New Jersey Insurance Company Bank of America HUD Hudson City Savings ISB Mortgage Company Johnson & Johnson Somerset County Companies Somerset Savings Bank, SLA Guest speakers presented information on the following topics: Budget and Money Management*Refinancing Your Mortgage Home Equity Loans*Home Maintenance Appealing Your Real Estate Taxes*Being a Good Neighbor Homeowners Insurance***Important Documents to Keep on File